Advisor · Lending · Merchant Services

The advice, capital, and payments layer for your business.

QBiz pairs a free AI Business Advisor with built-in business lending — and merchant services on the way. Connected to the tools you already use: Stripe, Shopify, QuickBooks, Meta Ads, and more.

No trial. No credit card. The advisor is free for launch users.

AI AdvisorLiveLendingNewMerchant ServicesComing Soon
Q
Q Advisor
Business AI
Connected
What changed in my cash flow this month?
Card volume is up +12%, but two invoices worth $8,400 are 30+ days overdue. Here's what to fix first…
Chase the invoicesShow margin trendCover the gap with credit
Ask anything about your business
Initial Launch Access

QBiz is free for launch users.

The AI Business Advisor is free — no 7-day trial, no credit card, no hidden paywall. Paid plans exist for businesses that want more, and lending is available to everyone.

  • Free access to the AI Business Advisor
  • Connect your business tools
  • Upload financial documents
  • Access to QBiz Lending on every plan
The Problem

Most businesses are making decisions without seeing the full financial picture.

Business owners are expected to make smart decisions every day, but their data is usually scattered across payment processors, accounting tools, ad platforms, spreadsheets, storefronts, and bank accounts. You may have sales, traffic, and transactions — but still not know what is actually happening inside your business.

No Cash Flow Visibility

Money moves in and out across multiple platforms with no unified view.

Disconnected Financial Tools

Stripe, QuickBooks, ads, and bank data live in separate silos.

Ad Spend Without Profit Clarity

Campaigns look successful in dashboards but unclear in real margin.

Manual Spreadsheet Tracking

Hours wasted exporting CSVs and stitching reports together.

Delayed Risk Detection

Issues are spotted weeks after they start hurting the business.

No Clear Next Step

Lots of data, but no obvious recommended action to take next.

The Solution

Meet QBiz — your AI Business Advisor in your pocket.

Instead of opening multiple dashboards, exporting reports, or waiting for manual analysis, connect your tools and ask QBiz what's happening in your business. Understand your numbers, identify risks, and make better decisions faster.

Ask questions in plain English

No jargon, no SQL. Just ask QBiz like you'd ask an advisor.

Connect your business tools

Bring Stripe, Shopify, QuickBooks, ads, and banking into one view.

Upload financial documents

Drop in P&Ls, statements, and reports for instant AI analysis.

Get strategic next steps

Receive recommended actions, not just charts and dashboards.

Understand revenue, cash flow & profitability

See what's growing, what's leaking, and what's healthy.

See risks before they become expensive

QBiz flags cash flow issues, margin compression and anomalies.

Integrations

Connect your business stack in minutes.

QBiz is built to work with the tools business owners already rely on. Connect your data sources and turn scattered information into a single AI-powered business view.

Stripe
Shopify
QuickBooks
Plaid
Meta Ads
Google Ads
Square
TikTok Ads
PDF Files
Spreadsheets / CSV
QBiz connectors and integrations

Whether your revenue comes from online sales, invoices, payment processors, ads, or recurring customers, QBiz helps bring the full picture together.

What You Can Ask QBiz

Ask better business questions. Get clearer answers.

Revenue Clarity

  • "What is driving my revenue this month?"
  • "Which revenue source is growing fastest?"
  • "Did sales improve compared to last month?"

Cash Flow Visibility

  • "Why does cash flow feel tight?"
  • "What expenses increased recently?"
  • "What risks should I prepare for this month?"

Profitability Insights

  • "Am I actually profitable?"
  • "Which costs are reducing margin?"
  • "What should I review to improve profit?"

Marketing Performance

  • "Are my ads helping or hurting profitability?"
  • "Which campaigns should I review?"
  • "Is my ad spend aligned with revenue?"

Document Analysis

  • "What does this P&L tell me?"
  • "What are the key risks in this report?"
  • "Summarize this financial document for me."

Business Risk Detection

  • "What risks should I watch this month?"
  • "What changed in my numbers?"
  • "What should I fix first?"
New — QBiz Lending

Business financing, built into your advisor.

Apply for the right capital from the platform that already understands your business. Nine programs, one guided application, and a human loan specialist on demand.

SBA Loans

Government-backed loans with favorable terms and longer repayment.

Working Capital Loans

Term financing for payroll, inventory, and day-to-day operations.

Revolving Line of Credit

Flexible credit you can draw, repay, and reuse as needed.

Equipment Financing

Fund machinery, vehicles, and equipment without draining cash.

Owner-Occupied CRE

Buy or refinance the property your business operates from.

Investment CRE

Finance income-producing commercial real estate.

Merchant Cash Advance

An advance on future sales, repaid as a share of revenue.

Purchase Order Financing

Cover supplier costs on confirmed purchase orders.

A/R & Invoice Financing

Unlock cash tied up in unpaid customer invoices.

No credit impact to startAvailable on every plan — including FreeTalk to a human loan specialist anytime

Merchant Services

Coming Soon

Accept payments and manage card processing inside QBiz — with rates and recommendations informed by your real business performance.

Because AI chatbots cannot see your business. QBiz can.

General AI tools are powerful, but they are not built around your live business data. QBiz is designed specifically for business owners who need answers connected to their actual numbers, tools, documents, revenue channels, and financial activity.

General AI Chatbots
  • ×General business advice
  • ×Require manual context
  • ×Do not connect directly to business tools
  • ×Cannot continuously analyze real business data
  • ×No financial operating view
QBizBuilt for business
  • Connects to business tools and data sources
  • Understands revenue, cash flow, ads, and profitability
  • Analyzes uploaded documents
  • Provides strategic business insights
  • Helps identify risks and next steps
  • Built specifically for business owners
Product Preview

See your business through an AI-powered lens.

Your QBiz dashboard gives you a cleaner way to understand business performance.

QBiz AI Business Advisor interface
Revenue overview
Cash flow insights
Connected tools
AI advisor chat
Document analysis
Risk alerts
Recommended actions
Business health indicators
Core Features

Everything you need to start understanding your business better.

AI Business Advisor

Ask QBiz business questions in natural language and get practical answers based on your data.

Financial Visibility

Understand revenue, cash flow, expenses, profitability, and business performance in one place.

Marketing Intelligence

Review ad performance and understand how campaigns connect to business outcomes.

Document Analysis

Upload business documents and let QBiz summarize key takeaways, risks, and next steps.

Business Risk Alerts

Identify warning signs before they become bigger financial problems.

Strategic Recommendations

Get recommended actions that help you move from insight to execution.

Cross-Platform Connectors

Bring together data from payment processors, accounting tools, storefronts, ad platforms, and financial systems.

Web and Mobile Access

Use QBiz from desktop or mobile so your business advisor is always within reach.

Frequently Asked Questions

Yes. QBiz is currently free for initial launch users. There is no 7-day trial and no credit card required to start.
Free for launch users

Stop guessing. Start asking QBiz.

Your business already has the data. QBiz helps you understand what it means. Connect your tools, ask questions in plain English, and get AI-powered insights about revenue, cash flow, profitability, marketing performance, and financial risks.

Your AI Business Advisor is ready. Start free today.

Contact us

Have a question? Let's talk.

Tell us about your business and how we can help. We usually reply within one business day.

Enterprise-grade security

SOC 2 Compliance

QBiz aligns with SOC 2 Trust Services Criteria to safeguard your business and financial data. Our controls are designed around five core principles:

  • Security — encryption, access controls, monitoring
  • Availability — uptime, resilience, incident response
  • Processing Integrity — accurate, authorized processing
  • Confidentiality — protection of sensitive data
  • Privacy — responsible handling of personal information